The Huddersfield Daily Examiner recently reported that more than 3,300 properties in Huddersfield are at medium or high risk of being flooded.

According to figures from the Environment Agency 1,398 properties in Huddersfield postcode areas are considered to be at medium risk of flooding while 1,978 are at high risk.

The HD1 postcode district which covers parts of the town centre, Aspley and Lockwood, had the highest proportion of medium and high risk properties with 6.8% of them categorised as such by the Environment Agency.

HD2, which includes Birkby and Deighton, had the next largest proportion of properties at medium or high risk of flooding with 4.9%% fitting into this category.

HUDDERSFIELD POSTCODE DISTRICTS AT RISK OF FLOODING

Huddersfield Flooding Risk

The data is taken from an Environment Agency survey titled Risk of Flooding From Rivers and Seas. They survey is updated monthly and the latest figures are correct as of March 2015.

If a property is at medium risk of flooding it means that there is between a one in 100 and one in 30 chance of that premises becoming flooded within the space of a year.

If a property is categorised as high risk then it means that there is a greater than one in 30 chance of that property being affected by flooding in any given year.

Across the whole of England 153,673 residential properties are considered to be at high risk of flooding while 352,030 are in areas which place them at medium risk of flooding.

When non-residential properties are included there are 807,000 properties in England out of 29.5 million that are at medium or high risk of being flooded within the next year.

This is the equivalent of 2.7% or one in every 37 buildings.

As well as potentially having to cope with being flooded, being placed in a category where there is a risk of at least 1.3% of being flooded in a given year is likely to raise the cost of insuring the property.

If your property is at risk of flooding and you are struggling to obtain adequate home insurance or forced to pay excessive premiums, contact The Flood Company. We offer specialist flood insurance in partnership with Bureau Insurance Services Ltd.

We can provide full terms household cover for homes that have previously flooded or are at future risk of flooding, offering impressive savings on both insurance premiums and excess amounts for properties fitted with flood defences supplied by The Flood Company. For more information on our specialist Flood Insurance click here.